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Malaysian Tax Guides

Plain-English guides to LHDN rules, reliefs and rates, written to pair with our free tax calculator.

Tax Reliefs7 min read

How to Maximize Your Tax Reliefs in Malaysia (YA 2025/2026)

A practical checklist for legally shrinking your chargeable income, from the automatic RM9,000 individual relief to lifestyle, sports, EPF, insurance and the new Budget 2026 additions.

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Tax Basics6 min read

Resident vs. Non-Resident Tax Rates in Malaysia: What's the Difference?

The 182-day rule explained: how tax residence is determined under Section 7 of the Income Tax Act, and why residents pay 0-30% progressive rates while non-residents pay a flat 30%.

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Tax Basics5 min read

End-of-Year Tax Planning for YA 2026: Act Before December 31st

A mid-year guide to the new Budget 2026 lifestyle and family reliefs. Learn exactly what to spend on before the year ends to legally reduce your chargeable income.

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Career & Salary8 min read

Stop Comparing Offers by Salary Only: A Guide to Total Compensation

A high base salary doesn't always equal a better job offer. Learn how to evaluate bonuses, equity, and hidden traps to calculate your true 'Total Compensation'.

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EPF & Retirement6 min read

Understanding EPF Account 1, 2 and 3 (Flexible Account): How It Affects Your Wealth & Taxes

EPF now splits your contributions into three accounts, and Account 3 can be withdrawn anytime. Here's how it works, whether withdrawals are taxed, and how it interacts with your RM4,000 EPF relief.

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Career & Salary7 min read

Side Hustle & Freelance Tax in Malaysia: Do You Need to Register with SSM and File Form B?

Gig work, freelancing and e-hailing income all need to be declared to LHDN. Here's when you need to register a business with SSM, switch from Form BE to Form B, and what expenses you can deduct.

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Tax Basics6 min read

Navigating PCB (Potongan Cukai Bulanan): Why Is My Employer Deducting So Much?

Your payslip's PCB deduction isn't random. Here's how the Computerised Calculation Method works, why the amount changes mid-year, and how to claim back any excess at e-Filing.

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